MSc. Le Thien Huy and speakers from NOI & TNEX
Faced with the question of what you will use your first income for, many students answered quite "vaguely", without a specific plan. And when asked by Ms. Phan Dang Thuy Duong about short-term plans and long-term plans, students easily answered. Students can also easily answer regular daily expenses. The speaker agreed that for young people, you often spend with temporary emotions. But to be able to achieve "big" plans such as building a house, traveling, a course .., you must have a reasonable spending and saving plan.
Let's share personal financial plans
The speaker introduced the financial management model including: Flow of income, savings, spending, protection, investment. Nowadays, young people can easily record their spending with management applications on their phones. Practicing the habit of journaling will help you review your income and expenses, and begin to sort out which expenses are really NEEDED or simply WANT, which can be slowed down or abandoned. via. A simple secret to even a student, a newcomer still has a savings, that is to immediately deduct 20% of income as soon as you receive it. Build this habit, you will always have a small savings and make you proud when you have the balance after 6 months to 1 year.
HSC students participate in Q&A with experts
Ms. Mina Chung shares her experience with the concept of finance
During the seminar, students also get to TNEX Deputy General Director, Ms. Pham Thi Nguyet Nga, and Ms. Mina Chung, inspirational speakers - knowledge - experience in finance share the benefits of practicing a financial management plan in life. As Ms. Nga has been able to take care of her own expenses since she was an international student in the UK. Ms. Mina Chung has applied her knowledge of personal financial management to family life and financial transparency since the beginning of her understanding with her partner, therefore, both husband and wife always have a common financial plan and When it is easy to share the most difficult thing, economic and financial, the family has a common goal of development and true happiness. Ms. Mina Chung has also been an inspiration to young people and Vietnamese women through podcasts, youtube channels and seminars.
Knowledge of "personal financial management" is not only useful for students of economics but almost all young people need to build a balanced, happy life and develop a stable career.
